Financial Inclusion in India: Progress and Path Ahead for Viksit Bharat 2047
Publication Date : 10-03-2026
Author(s) :
Volume/Issue :
Volume 14
,
Issue 1
(03 - 2026)
Abstract :
Financial inclusion refers to providing affordable and accessible financial services such as banking, credit, insurance, pensions, and digital payments to all sections of society, especially the poor and marginalized. In India, financial inclusion has gained momentum through initiatives like Pradhan Mantri Jan Dhan Yojana (PMJDY), digital payment systems, and regulatory reforms by the Reserve Bank of India. This paper examines the progress, Components of Financial Inclusion, challenges, and future roadmap of financial inclusion in India within the framework of Viksit Bharat 2047.
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