Impact of UPI System Downtime on Digital Payments
Publication Date : 10-03-2026
Author(s) :
Volume/Issue :
Volume 14
,
Issue 1
(03 - 2026)
Abstract :
The Unified Payments Interface (UPI) has revolutionized digital payments in India, providing a fast, secure, and convenient platform for transactions. However, like any digital infrastructure there is a possibility of temporary unavailability of systems, whether due to technical glitches or scheduled maintenance, interrupts digital transactions and damage trust among both consumers and merchants, ultimately shaping their behavior. This paper proposes the introduction of "Impact of UPI System Downtime on Digital Payments in India, which would examine how UPI outages affect the number of digital payments, how confident people are in the system, and the bigger picture of financial activity.
No. of Downloads :
2